• NightAuthor@lemmy.world
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    11 months ago

    We don’t have to pay for the first year, interest accrues, but you don’t become delinquent. Either I completely misread the agreement I signed, and so did many others including journalists.

    More likely, this particular article is garbage.

    • Reddfugee42@lemmy.world
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      11 months ago

      And still nowhere near as garbage as Wall Street profiting off of our youngest, most nascent adults children trying to better themselves

    • Haquer@lemmy.today
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      11 months ago

      You can be marked as delinquent between 30 to 90 days (and this will negatively affect your credit) depending on the servicer. The direct loans default after 360 days which is what you are thinking of.

      • June@lemm.ee
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        11 months ago

        Whether or not she was right, this is what support at my loan serviced told me