• Haquer@lemmy.today
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    11 months ago

    You can be marked as delinquent between 30 to 90 days (and this will negatively affect your credit) depending on the servicer. The direct loans default after 360 days which is what you are thinking of.

    • June@lemm.ee
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      11 months ago

      Whether or not she was right, this is what support at my loan serviced told me