The benefits of paying an extra $5k up front are better reliability, less time wasted at the shop, less money wasted at the shop, higher resale value, and a car that’s going to last way longer overall. Kia and Hyundai build throwaway cars. They throw that 10 year warranty on to attract more buyers because people see that and think they’ll just fix anything that goes wrong or breaks. One of my close friends used to work as a tech doing warranty work at a local Hyundai dealer. So many blown engines that that’s all he ended up doing. Some cars would be stuck for months because of parts delays.