Adam Savage

Could be, but they would still be required to pass tests to prove their hormones are in the appropriate range, just like cis women have to do when tested for doping with testosterone.

If there’s any real debate to be had, it’s along the lines of male hormones and penises. Should either be present in a place which essentially only exists for the purpose of keeping those things out?

They are. Every sporting governing body I’m aware of requires trans women to be on hormone therapy for a minimum of 2 years before they can compete in the women’s category. This is completely in line with the medical community’s research into how long it takes before the benefits of being biologically male are counteracted by the hormone replacement.

The debate has been had in the medical community and has been resolved. Now random people who never gave a fuck about women’s sports before think they should have input when they have no qualifications, just because they have prejudices.

I no longer buy cereal because it has become way too expensive for the low nutritional/satiety value. Sorry, Kellogg, you’ll have to do better if you want to convince people to eat more cereal.

My favorite from my time working in the news industry:

Neighbor puts toilets in their yard facing other neighbors house. That neighbor builds a fence so they don’t have to look at the toilets. Original neighbor then hangs toilets from the tree so it is visible over the fence. Cue complaints to get toilets removed by city/county.

I believe the original dispute had to do with tearing out a shared bush and parking on lawn, but I don’t recall the details.

Oh fun. $330k for a 500sqft shack that is partially collapsed. The only info on the listing states the lot will need to be scraped, so basically that is the cost of an empty lot.

Going out a bit further, you can find a couple of houses around $350k that are liveable. They are 700-900 sqft and 0-2 bedrooms.

How high are you OP?

A while back I applied with the USPS and got called in for an interview. It wasn’t a real interview, but more of a presentation on all the required next steps to be hired (there were at least 20 of us in the room). I ended up getting a different job before my start date, but if you were able to do all the steps by the deadline the job was yours.

That is the example that OP referred to in their question

Go for daily walks in nature.

Do yoga

Play a recreational sport that interests you

Read (I guess that’s still consumption)

Write

Volunteer for a cause you care about

NGL - this is one reason I am on the fence about having kids.

Wow. That sounds like terrible management. If you don’t know what your employees are doing for an entire year, you are failing at your job as a manager.

Glad to hear you got out.

This is pretty niche, but I’m in a casual curling league and nearly everyone is over 40. Everyone there is super welcoming and friendly.

https://apnews.com/article/american-airlines-lawsuit-skiplagging-tickets-905acda8ac5fe302238cefd63ac864e3

Skiplagging is expressly forbidden by airlines and they will absolutely ban you if they realize that’s what you are doing. They have even sued the guy who popularized the concept because of how much they hate people doing it.

But yes I am assuming they would treat your plan similarly.

Why don’t you just book two one ways?

Airlines really don’t like it when you try to play games to save money. They have complicated algorithms to price their flights based on demand on where you are traveling from.

If you cancel the return often enough on the same airline, they are very likely to just ban you in the future. This is even more likely to happen if you book your flight to Germany through the same airline as the return. It won’t happen right away. It might never be an issue for you. But be careful if being banned completely by a major airline would be problematic for you.

Asking where you are from is pretty normal conversation, especially if you have a noticeable accent. Asking where your parents/grandparents/etc are from is less common. Are you by chance not-white? Sometimes these sorts of questions have a race element to them

My 97 year old grandma spent Christmas in the hospital with COVID and congestive heart failure. I’m honestly shocked she isn’t a part of this statistic.

New one dropped in September. Get it if you’re able

General retirement advice is to contribute 15% total to your retirement account. Since your employer adds 12%, you should contribute a minimum of 3%.

As for your coworkers advice, it may or may not be valid. Contributing to your 401k or a taxable account, both allow you to invest your money. The 401k comes along with tax advantages. Assuming you are making Traditional contributions, then you are saving taxes at the marginal tax bracket (potentially 22 or 24%). If you contribute enough to drop your MAGI to the 12% bracket, then the tax benefit is much less. You can still contribute to Roth, which means you can withdraw that money tax free in the future but you have to pay taxes on it now.

Another thing to consider is the fees in your 401k. Since you are limited to the options provided, sometimes fees are quite high. If you don’t have any options that cost less than 1%, you likely are better off investing your money elsewhere.

Finally, you get into the really personal part of personal finance. What are your goals? Do you have short/medium term goals that you would prefer to save this money for? For instance, if you want to save up for a down payment for a house in the future, putting that money in a 401k is a bad choice. Do you have a comfortable emergency fund to pay for unexpected expenses? Do you have high interest debt to pay off?

A good resource is this flowchart from r/personal finance: https://imgur.com/u0ocDRI