Wait until municipalities start requiring pulling permits for “low voltage”

Depends. Local town forces any new development to offer both coax and fiber so there’s always an alternative.

But a couple of developments that were to have fiber (and had the conduits run when built) never got it and apparently won’t because Verizon is not interested in doing so at this point. At the time, there wasn’t anything being enforced by the town.

Gaming requires latency. Streaming 1080p requires 5mb down Steaming 4K needs about 25mb Zoom 1080p requires 2mb up and down Security cameras could use 1-2mb up

The important for zoom is uploads. If you have cable with 10mb up, you could struggle. If it’s 70/70 you should be ok.