I think only XMR-denominated collateralized short-term Lombard KISS loans (keep it simple stupid) will work. I can loan anyone minimum 100k XMR to maximum 5M XMR against appropriate physical or digital collaterals e.g. marketable NFTs, crypto tokens, staked tokens, authentic paintings of masters, sculpture, modern kinetic arts, NFTs, diamond jewelry, solitaire polished loose diamonds with GIA lab certificates, timepieces like Rolex, Ulysse Nardin and Jacob & Co and physical gold bullion of 999 and 995 purity.
I offer anonymous crypto-settled debit cards that work on all VISA and MasterCard ATMs across the world. Minimum prepaid amount for initial top up is 10XMR or USDT1000. I can deliver the cards anywhere in the world via International Mail. The card will be hidden inside a book/magazine.