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The original was posted on /r/belgium by /u/Quint2704 on 2023-09-19 08:23:36+00:00.

Looking for someone who applied for the ‘erfgoedlening’ and could share some insights on this particular type of loan.

Contex: this type of loan is available for renovating houses categorized " protected immovable heritage or buildings included in the established inventory of architectural heritage". Loans are available at 1% and could go up to 250K.

Application is done via a dossier you need to submit and i’m eager to hear some of your experiences with this:

• is this a garantueed loan if you check all their boxes or is there a ranking among best projects?
• in the meantime i have a loan for the renovations with my bank, which did not start yet. Could i cancel that loan and go on with the special ‘erfgoedlening’ if we would get this loan.
• any idea about the time it takes from submission to decision?

Hope someone could help, private message is equally ok for me.