• rest0re@alien.topB
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    11 months ago

    Makes sense… with the 0% financing and never carrying a balance, I’ve probably been a net loss AC user for them.

    CC companies hate people who pay their balance at the end of every month.

    • bigersmaler@alien.topB
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      11 months ago

      The bank, card network, and processor all make fees off every transaction. I charge ~$70,000 per year on my card while paying in full every month. I get ~$1,200 back as a reward. The various institutions split an average of 2.5% per swipe…or ~$1,750 (though probably higher).

      No such thing as a free lunch, my friend. As you pay more on everything at retail as prices rise to cover.