For me I generally pirate most books I read, although if there is a book I really enjoyed I will buy the physical copy.
I also generally tend to avoid having takeaways because they are just so expensive in this day and age with inflation and tend to opt for cheap meals like pasta or rice etc.
Also I don’t pay for any streaming services, but borrow a VPN service from a friend to pirate the movies I watch.
Curious to hear of some ways that you people here save money.
Yeah the auto transfer on paycheck is really good.
Although I do it through an auto transfer from my bank account to stocks account and then an auto buy of various ETFs and indexes (we don’t have 401k where I live)
helps with the “this I what I got” mentality, rather than slowly creeping your daily expenses up to meet your full paycheck