Not having a credit card is giving up free money in cash back and rewards. Just be disciplined and it’s a net positive in every way, including security
I literally can withdrawal it. I can convert my points to cash at a 1:1 ratio, or redeem it for a flight and get 15% off the flight. Pretty tangible to me.
Not having a credit card is giving up free money in cash back and rewards. Just be disciplined and it’s a net positive in every way, including security
It’s not free money if I can’t withdraw it
Of course you can if it is a cash back.
I literally can withdrawal it. I can convert my points to cash at a 1:1 ratio, or redeem it for a flight and get 15% off the flight. Pretty tangible to me.
You can withdraw it. It’s called a cash advance. It’s cash that immediately accrues interest on your credit card balance.