Was just thinking that there should be doctor clubs, where a bunch of people pool their money to hire a dedicated general physician. Or to have a shared tailor, or group cafeteria, or whatever.
The ratio of people covered to specialists would probably determine whether it’s feasible. You’d want the specialist to still get paid a healthy (and guaranteed) salary and to have a more satisfying relationship with customers. And the members of the club to get better service / product than they would otherwise with middlemen taking a cut.
You’re right. Health care needs are more uneven than the other services I mentioned. What about piecemealing the services? So not universal healthcare for Smalltownsville, not MRIs or designer drugs initially, but everyone at least gets a general physician visit. Potentially still a better experience for doctor and patients. But not thinking just about healthcare, what about a neighborhood cafeteria or tax service, or any commonly used service?
I feel like the cafeteria is the best scenario, because there isn’t an imbalance of needs like this. Pay a flat fee per year and get a lunch every day, or every work day, or whatever. Economy of scale would mean that it would save the subscribers money.
…huh, this could actually work. The one downside is that people nowadays expect variety in their food and cafeteria food tends to be samey. But if you could solve that, this is a good idea.