Please advise

  • Christdeliverme@alien.topB
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    1 year ago

    What are you doing this is going to hurt! You need to be driving a $2,000 Saturn for a while bro. No shame in it, put these purchases on hold unless you want to be another repo star in 9 months. Car prices are going to be dropping soon.

  • SparhawkGaming@alien.topB
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    1 year ago

    You’re completely upside-down on your current loan. You’ll be screwing yourself if you trade it in now

  • LandscapePotential20@alien.topB
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    1 year ago

    American financial decisions right here in one picture. Why would you even need to ask if this is a good or bad deal. Its a horrible deal. Common sense

  • dgthaddeus@alien.topB
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    1 year ago

    Don’t buy a new car until at minimum you’re not underwater on your current car loan

  • BigRed23Sequoia@alien.topB
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    1 year ago

    Gotta love the dealership motto “come for the price and stay for the service.” It seems like they are getting serviced.

  • kadinshino@alien.topB
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    1 year ago

    That’s like 100k after loan interest……… just no… 1000$ down at 1572 is 113,400 over the life of the loan. I’d find out if you can just refinance your existing vehicle some how with your bank or Extend the length of the loan and maybe put 1000$ down to it.

  • mini_juice@alien.topB
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    1 year ago

    16.37%

    Total financed: $71,792

    Total paid, after 72 months: $113,184

    Total interest paid, after 72 months: $41,392.

    Buddy, I’m no finance expert, but holy crap don’t do this.

    Loan calculator

    • shamair28@alien.topB
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      1 year ago

      No matter how you look at it, but 113k for a Sienna seems mind boggling. That used to be used supercar territory, German Big 3 luxury money.

      I cannot see any world where this makes sense when used CPO options from a reasonably reliable brand exist.

    • Current_Angle2137@alien.topB
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      1 year ago

      I have some friends who own about 60 rental properties on a main street in a popular city in new england.They can have anything they want.They all drive shit boxes and are exectric.when he pulls out his 2 inch wad of money its all 50,s 100,s and this isnt a joke.He can buy anything he wants now hes in his sixties.I have no loans or mortgages but my property tax will make you fall over.all flash and no cash.It No one is worth impressing spending that kind of money.Who cares what the next guy thinks,Drive shit boxes and laugh all the way to the bank

  • Ordinary-Ride-1595@alien.topB
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    1 year ago

    What’s wrong with a 2019 Highlander with 53k miles? I think you need to keep that car until that negative equity disappears. You are digging yourself a bigger hole, a 2019 Highlander is an excellent car and nobody who truly matters cares what you drive.